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Financial Aid Programs At A Glance

Program Name Eligibility/Criteria Enrollment Requirement 2013-2014 Annual Amount Application Required
Federal Pell Grant Need-based, eligibility determined by federal government Undergraduate, no prior bachelor's degree 12 hours to receive maximum award $605 to $5,645 - Depending on eligibility and hours enrolled FAFSA
Federal Supplemental Education Opportunity Grant (SEOG) Need-based, fund availability Undergraduate, no prior bachelor's degree 12 hours to receive maximum award $600 - Varies by hours enrolled FAFSA
Ohio College Opportunity Grant (OCOG) Need-based, eligibility determined by the Ohio Board of Regents 12 hours to receive maximum award $460 – Varies by hours enrolled Submit FAFSA early to meet October 1 deadline
Federal Work Study (FWS) Need-based, fund availability Bi-weekly paycheck based on hours worked Enrolled in classes for current term Award amount varies - depending on student eligibility Submit FAFSA and Federal Work Study Application
Federal Direct Subsidized Loan Need-based 6 hours minimum Dependent/Independent Students - Up to $3,500 for freshman, $4,500 for sophomores, and $5,500 for juniors and seniors Submit FAFSA and sign MPN
Federal Direct Unsubsidized Loan Not need-based 6 hours minimum Dependent Students - Up to $5,500 for freshman, $6,500 for sophomores, and $7,500 for juniors and seniors (less subsidized loan amount) Independent Students - Up to $9,500 for freshman, $10,500 for sophomores, and $12,500 for juniors and seniors (less subsidized loan amount) Submit FAFSA and sign MPN
Federal Direct Parent Loan for Undergraduate Students (PLUS) Not need-based, parent loan, credit based 6 hours minimum Cost of attendance minus financial aid Submit FAFSA, apply online and sign MPN
Federal Direct GRAD PLUS Loan Not need-based, credit based 5 hours minimum Cost of attendance minus financial aid Submit FAFSA, apply online and sign MPN
Private Education Loans Not need-based, credit based 6 hours minimum Cost of attendance minus financial aid Submit FAFSA, apply online and sign MPN

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