Insurance Overview

Shawnee State University participates in the Inter-University Council Insurance Consortium (IUC-IC). This consortium was formed to coordinate the purchase of property and liability insurance for many of Ohio’s public universities. Participating in a pooled insurance arrangement allows the institutions to achieve together – through collaboration and cooperation – what institutions may be unable to achieve alone. A summary of coverage is provided below:

All Risk Property, Extra Expense and Boiler & Machinery

Covers direct physical loss of, or damage to, all real and personal property not otherwise excluded in which the university has an insurable interest and the cause of which is the result of an insured peril.

Privately owned property is not covered by this policy. Please refer to the Personal Property disclaimer.

Auto Liability

Provides bodily injury and property damage liability protection for damages resulting from the ownership, maintenance, use, loading or unloading of a covered Shawnee State University automobile. Damage to SSU vehicles is self-insured through the IUC-IC pool.

Commercial General Liability

Provides general liability protection, subject to varying terms, conditions and limits, for bodily injury and property damage liability, personal injury liability, advertising injury liability and medical expenses.

Educators Legal Liability

Provides coverage for damages resulting from alleged wrongful acts, errors or omissions for which the university is legally obligated to pay on account of any claim brought against them not otherwise excluded under the policy.

Excess Liability

This insuring agreement provides additional liability protection for bodily injury and property damage beyond that covered by the institution's basic underlying insurance.

Cyber Liability

Provides protection against breach of confidential information, cyber extortion, failure of systems to prevent spread of virus or a denial of service to those that rely on systems due to a failure in network security.

International Travel

Provides coverage for travel medical, emergency medical evacuation/repatriation, political evacuation & natural disaster evacuation for students, faculty and staff traveling on approved University assignments.

 

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